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GemmaL
Starting Member

United Kingdom
6 Posts

Posted - 20 March 2010 :  20:19:31  Show Profile  Reply with Quote


Hi everyone, we are filling out the bankrupcty forms and are on the expenditure part, is everything I'm putting here ok??

I just wanted to check and is there anything else I can claim for??,

P/month:

Rent £475
Council Tax £108
Food/Clothes £450
Gas £35
Electric £28.50
Water £35
T Mobile £75 - includes my laptop & husband's work hours
Virgin £48 includes line rental, TV & Broadband sometimes it changes due to the telephone
Car Insurance £69
Home Insurance £22
Pet Insurance £35 - cat & dog
TV Licence £12
Petrol £350 - his work travelling
Hairdressers £30
Prescriptions £10
Hoildays £25

Car Tax £140 (every 6 months)

Thanks
Gem

To know the road ahead, ask those coming back.

gettingoutofdebt
forum expert



2418 Posts

Posted - 21 March 2010 :  13:34:50  Show Profile  Reply with Quote
How many adults/kids are in the household?

Pet Insurance £35 - cat & dog - It's normally £20 max for pets.

Car Tax £140 (every 6 months) - Put down the monthly amount. The OR will probably want you to use the 12 month tax amount as it works out cheaper than the 6 monthly car tax.

Virgin £48 - Put this down as Telephone/Internet. You will only be allowed the Internet if it is used for education purposes but the ORs don't normally allow Sat/Cable TV as an expense.

Hairdressers £30 - £10 per adult and £5 per child is the normal allowance so if there are 2 adults/kids then this is fine.

Food/Clothes £450 - You should separate these into 'Housekeeping including food/cleaning' and 'Clothes'

Petrol £350 - The OR will definitely question this amount so make sure you have the receipts to prove this amount.

What about MoT/servicing? £25 per month is normally allowed.
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