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Housing
Senior Member
United Kingdom
1399 Posts |
 Posted - 24 March 2010 : 11:56:39
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Hi and welcome to the forum.
I think the first thing is to try to list what you think you may owe to creditors:
Bills, gas, elec, water etc
Mortgage (arrears if any)
Rent (arrears if any)
Credit cards
Store cards
Bank loans
Personal debt (Friends and family)
Once you have an idea from the above (not exhaustive) list then:
Start to work out you income and see what the shortfall is.
You can obtain a credit file from:
Experian
Equifax
Callcredit
These should show what is "on file" and you will be able to cross reference the detail to what you have "listed"
I hope this gives you some ideas as to find out what you owe to third parties.
If you discover you are insolvent (i.e. that you can not meet your debts as they fall due), then post back and I am sure someone will be able to assist you with some ideas for a way forward for you.
Good luck, Richard
regards, Richard
"There are no problems - only solutions" |
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i don't know how much debt i am in.
