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OTR
Starting Member
33 Posts |
 Posted - 02 April 2010 : 21:20:30
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| Could someone advise me please, i am going BR in a couple of weeks but i am concerned about my bank account, i have a coop cashminder account in joint names with my wife, we both applied for an iva last year, my wifes was accepted but mine was rejected hence my BR, we opened this account prior to our iva application, all our income and outgoings go in and out of this account, the coop is not a creditor of ours in anyway so my concern is this, is this account likely to be frozen or even closed and if so when i go BR there will be some money in the account but only enough to cover the rest of the bills and direct debits for the rest of the month,so will i have to take any money thats in there out, any advise will be appreciated. |
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debtinfo
forum expert
2826 Posts |
Posted - 02 April 2010 : 21:55:48
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| The co-op cashminder is usually ok, one of the first questions the OR will ask you is, is there a bank account you need open for your normal wages/benefits. |
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OTR
Starting Member
33 Posts |
Posted - 02 April 2010 : 22:02:31
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| Thanks debtinfo thats good news as we didnt want to change it again, youve put our minds at rest, many thanks. |
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sjbyron
Average Member
United Kingdom
746 Posts |
Posted - 02 April 2010 : 22:36:03
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Certain OR offices freeze all accounts, think it may be Brighton and Bristol but not sure, I would give the details of the account on your forms, explain that it is your only basic bank account and that you need it and also inform the coop too.
Best of luck
Stu J Byron |
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debtinfo
forum expert
2826 Posts |
Posted - 02 April 2010 : 23:10:02
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| It used to be brighton for some reason, but they stopped doing this last year |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 05 April 2010 : 15:28:21
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I'd heard that Brighton were still doing this?
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
32 IPA payments made, 4 to go - the end is in sight! |
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Bank account
