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sdh327
Starting Member
19 Posts |
Posted - 08 April 2010 : 13:17:53
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I've been discharged!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I appealed against my IPO and on review the OR agreed. They hadn't noticed that 3 months of my salary was unusually high due to tax code mistakes, but sending them correct pay slips showed my correct income, which isn't enough for an IPO.
I'm showing on the register as discharged, AND when I checked my credit file, all the entries that were there have gone!! The only thing now showing is my bankrupcty and discharge, and thats it!! I was dreading chasing companys to remove records but they've all done it!! I said before on here that I was waiting for that 'relief' moment, well its here now! I cant believe that I put this off for so long, all the stress and worry, stomach ulcers and sleepless nights. Thank you to everyone that gave me advice, and also thank you to the people who have helped by sharing their experiences. :) |
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Housing
Senior Member
United Kingdom
1399 Posts |
Posted - 08 April 2010 : 13:20:40
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Good news indeed.
best wishes for a debt free and happy future...
Richard
"There are no problems - only solutions" |
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Richard P
Senior Member
United Kingdom
1701 Posts |
Posted - 08 April 2010 : 14:29:44
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Hi SDH
well done on a sucsessful appeal
good luck with the rest of your life
keep coming back occasionally to the forum to remind us all of life on the other side !
regards Richard |
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Whatamess
Starting Member
United Kingdom
42 Posts |
Posted - 12 April 2010 : 17:57:28
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Congratulations, that must be a wonderful feeling, well done
Matt |
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ONK
Junior Member
135 Posts |
Posted - 13 April 2010 : 10:46:32
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CONGRATS! did you get early or automatic discharge. I returned early discharge IE about 6 weeks ago - heard nothing yet , still BR on register. I was made BR in Nov 09 ........ how long was yours
x |
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sdh327
Starting Member
19 Posts |
Posted - 14 April 2010 : 21:55:53
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I got an early discharge. My bankruptcy was end of May 2009, the date stamp on my discharge papers was in March. I had alot of change of circumstances in between, moving in with my partner....and then moving back out!! So I ended up filling in lots of forms for the OR as my finances changed. It would've been alot quicker if I hadn't moved about so much. |
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