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 First missed CCJ payment
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totally lost
Junior Member



116 Posts

Posted - 16 April 2010 :  11:01:17  Show Profile  Reply with Quote
Hi all

How long after I have missed a first CCj payment might collectors come to the door?? I will be missing 1st CCJ payment 18 April/ have not got the money.Hopefully should be BR before next one is due in May.

?

Housing
Senior Member



United Kingdom
1399 Posts

Posted - 16 April 2010 :  12:16:12  Show Profile  Reply with Quote
Hi

Depends on the terms of the court order.

I assume that you had a judgement debt registered and it will have "terms" as set out by the court.

If you miss the repayments as set out in the order, then they will start recovery action - they cannot simply get a bailiff to attend, there is a set process and your creditor will have to go back to enforce the judgment.

Come back as necessary, Richard

"There are no problems - only solutions"
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totally lost
Junior Member



116 Posts

Posted - 16 April 2010 :  12:46:15  Show Profile  Reply with Quote
Hi Housing and thanks for your help.

So after missing my first CCj payment they (ceditor) would have to go through a recovery action...this takes normally how long..?

As my previous posts I am very soon(finally)to be awarded comp money from a RTA and this should be with me anytime between 10May-24May...
so I should max miss two CC payments just before I go to court.

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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 16 April 2010 :  14:50:17  Show Profile  Reply with Quote
Hi again totally lost,

It could easily take a couple of months.

Hope this assists, Richard

quote:
Originally posted by totally lost

Hi Housing and thanks for your help.

So after missing my first CCj payment they (ceditor) would have to go through a recovery action...this takes normally how long..?

As my previous posts I am very soon(finally)to be awarded comp money from a RTA and this should be with me anytime between 10May-24May...
so I should max miss two CC payments just before I go to court.





"There are no problems - only solutions"
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