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Xav
Starting Member
United Kingdom
14 Posts |
 Posted - 29 April 2010 : 12:16:26
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I am currently bankrupt and receive benefits. I don't have any bank account whatsoever. The benefits people want to pay my incapacity benefit into an account and stop me receiving a giro cheque. Which seem awkward and inconvenient but i have to go with it.
Can i open the basic post office 'card account' for my benefits to be paid into while i am bankrupt. And if i can do i need to declare this to the local county court where i went bankrupt. |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 29 April 2010 : 12:25:46
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I'm pretty sure that you can open the PO account, and no, you won't need to tell the court about it.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
34 IPA payments made, 2 to go - not long to go now! |
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InsolvencyQandA
Starting Member
United Kingdom
10 Posts |
Posted - 29 April 2010 : 13:37:04
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Xav
As skippy says you can open a post office account for any benefits or wages to be paid into.
There are banks out there who will allow you a basic bank account. At your interview with the Official Receiver they should have provided you with a leaflet explaining about bank accounts in bankruptcy. This is avaliable on the Insolvency Service Website under the tab forms.
Also you should also be able to obtain a prepaid card which would give you access to your money at any cash machine in the UK (but beware some of these firms do charge admin fees for loading money and taking money out)
Matthew |
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Xav
Starting Member
United Kingdom
14 Posts |
Posted - 29 April 2010 : 14:01:15
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| I have been bankrupt for 3 weeks but have not yet met any offical receiver or received any phone calls or correspondance that i should. |
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Housing
Senior Member
United Kingdom
1399 Posts |
Posted - 29 April 2010 : 15:19:12
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Hi,
As already said, there are basic bank accounts that you can use for paying bills by direct debit and also the post office basic account for things like CHB, IS etc to be paid into.
I believe the best account is the Co-op Cashminder - no frills, no check book and no overdraft - BUT very BR friendly.
As to seeing the Ombudsman appointment for face to face or telephone interview, they will come to you soon, I am sure. You may want to call their office and ask them - quote your BR number to them.
I wish you well, Richard
"There are no problems - only solutions" |
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Post office 'card account'
