I have been in a relationship for a good number of years. Not Married. I have not contributed to very much. House in his name. I am on invalidity benefits.
We are going to go our separate ways, and I am going to go bankrupt. From all accounts I am a boarder in his house. My own room room.
Years ago we did open a bank account in joint names. My name comes first on the bank statement. I do not use this account. It is use solely by my partner – it is his main bank account and he is in full employment. We have always kept out money affairs separate.
“The Official Receiver will need to establish the details of all bank accounts and credit cards held by you either solely or jointly. Full details of all accounts and credit cards held by you either solely or jointly in the last two years should be provided.”
What to do? Can we write to the bank and ask for my name to be taken off the bank account and then leave out these details out of my declaration.
I am desperate to keep his name out of any of this mess.
You will need to declare this account on the SOA but you can ask the bank to remove your name from the account so it can remain open after you have been declared BR.