I'm in BR which is due to finish Dec 10 with 2 more years of IPA thereafter. I have purchased BI of my property for £1 with my partner who is joint owner and there is still negative equity in the property. She has recently become my 'ex' partner and I have moved out but I am still paying the mortgage and household bills. The amount she pays me each month as a contribution is £274 less than was considered her contribution to living costs in my I&E, I now have an additional £200 a month rent which I pay to a friend I'm staying with and my fuel costs have increased by £120 a month because I live further from work now. The short n tall of it all is that I have less expendable income each month than when I was originally assessed. The question is, if I go to my OR with this info will my IPA payments go down and can they insist that my ex pays me more.