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 will my IPA payments go down ?
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diggindeeper
Starting Member



5 Posts

Posted - 30 June 2010 :  16:41:44  Show Profile  Reply with Quote
I'm in BR which is due to finish Dec 10 with 2 more years of IPA thereafter. I have purchased BI of my property for £1 with my partner who is joint owner and there is still negative equity in the property. She has recently become my 'ex' partner and I have moved out but I am still paying the mortgage and household bills. The amount she pays me each month as a contribution is £274 less than was considered her contribution to living costs in my I&E, I now have an additional £200 a month rent which I pay to a friend I'm staying with and my fuel costs have increased by £120 a month because I live further from work now. The short n tall of it all is that I have less expendable income each month than when I was originally assessed. The question is, if I go to my OR with this info will my IPA payments go down and can they insist that my ex pays me more.

Any advice greatfully appreciated.

gettingoutofdebt
forum expert



2418 Posts

Posted - 30 June 2010 :  18:49:48  Show Profile  Reply with Quote
The IPA is for YOUR income and expenditure not your ex-partner's so the OR cannot force your ex-partner to contribute any more than she wants to.

Contact the OR and let them know your I&E has changed and they will send you a new I&E form to complete.
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debtinfo
forum expert



2826 Posts

Posted - 30 June 2010 :  19:22:45  Show Profile  Reply with Quote
But they will only allow your rent and bills not those of your ex on your statement
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