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 Standard Letter to send to Creditors
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carl
Junior Member



115 Posts

Posted - 11 August 2010 :  10:37:59  Show Profile  Reply with Quote
Does anyone have an example or could someone tell me what needs to be included on a letter to advise a Creditor that I have been declared bankrupt?

(I know what I would like to tell them!!!) but I am getting sick of the constant telephone calls and letters coming through my door on a daily basis.

Thank you all once agan for your help

Worried Woman
New Member

United Kingdom
60 Posts

Posted - 11 August 2010 :  11:47:45  Show Profile  Reply with Quote
Hi Carl,

I didn't bother to send them a letter. As soon as I was declared BR I started answering my phone to them (something I had avoided for months), I then verbally told them my BR number and the Court and they were very polite and just thanked me and I have not had any calls since. I can't tell you how wonderful it felt to be able to tell them, I let them go through all their spiel and how much they wanted me to pay them immediately and then I dropped my bombshell.

After you've gone BR the OR will also contact all your creditors so don't think you need to bother with a letter to them.

Hope this helps.



Went Br 20th July 2010..countdown for 1 year.
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carl
Junior Member



115 Posts

Posted - 11 August 2010 :  12:27:33  Show Profile  Reply with Quote
Worried Woman - Thank you for that.
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Richard P
Senior Member



United Kingdom
1701 Posts

Posted - 12 August 2010 :  14:25:53  Show Profile  Reply with Quote
the OR will send a letter out to your creditors within 6 weeks.

My Expert sent a letter to all of my creditors on the day of my bankruptcy giving them a photocopy of the court extract.

Two of my creditors ignored the letters and my answering the phone and telling them that i was BR. one still asked for payment

My last phone call was about 3 - 4 weeks after BR.

peace and quiet now , no phone calls and postman no longer gets hernia when delivering my mail

Richard !
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