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m88
Junior Member



159 Posts

Posted - 11 August 2010 :  19:11:51  Show Profile  Visit m88's Homepage  Reply with Quote
WENT BR LAST AUGUST ,GOT ED IN MARCH,PUT BANK OF SCOTLAND DEBT INTO BR ,BUT GOT LETTER FROM DEBT COLLECTOR ,EXPLAINED SITUATION,THEN GOT VISIT FROM THEM,THEN GOT CALL FROM BANK OF SCOTLAND WHO KNEW I WAS BR, AND TOLD THEM I WOULD BE IN TOUCH WITH OR IF ANY MORE HASSLE ,IS THIS LIKELY TO BE MAKE ANY DIFFERENCE.CHEERS

Richard P
Senior Member



United Kingdom
1701 Posts

Posted - 12 August 2010 :  14:40:30  Show Profile  Reply with Quote
Hi M88

yes it should make a difference you have "served your time" and have a clear slate. as long as the debt was taken out prior to bankruptcy and you have not signed any forms to say you will take responsibility (the small print on handing back a property / keys to mortgage provider)

write to them and provide a copy of your bankruptcy and discharge.

your debt may have been sold onto another company who has again sold it on and the bankruptcy notice has been lost in the post !

keep a record of all correspondence with them
regards Richard
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m88
Junior Member



159 Posts

Posted - 12 August 2010 :  16:23:57  Show Profile  Visit m88's Homepage  Reply with Quote
will do cheers

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