We have a couple of store cards with a £0 balance, so I presume that they need to be included at 5.1 & 5.2.
However, if I understand correctly, they will not need to be included at Section 4 with the list of Unsecured Creditors, as they are not a creditor if nothing is owed? Have we understood this right, please?
Thanks again. We have quite a lot of credit cards, partly as we were trying to take advantage of balance transfer deals 2-3 years ago (tarts, I believe we are called!). It seems to take forever listing all this stuff, with all the addresses they want etc.
Do I have to include ISA accounts and old savings accounts with nothing in them (or maybe £3.57)?
SOA - Cards with no debts on
Posted - 23 August 2010 : 22:19:56
