I am currently on benefits and have a debt of £4,000 and struggling to pay it. Can I declare myself bankrupt? I am afriad of my family knowing, so what information gets put in the local newspaper?
I would speak to the CAB, CCCS or national debtline, there are other options a DRO in particlular which is for people on low income and with debts less than £15,000
I agree totally with Debtinfo about the Debt Relief Orders. Might I suggest that as you have access to the internet that you look on websites about DRO's so that you understand what they involve.