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jay1975
Starting Member
United Kingdom
10 Posts |
 Posted - 05 December 2010 : 11:42:55
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Addiotional 5 years
the or has informed me that he is extending my bro for a further 5 years which is a bit rubbish as i was due to be discharged on the 11th dec!!! his point is that i took out a loan shortly before my br and disposed of this "inappropraitely". i really need some clarification as to what i can't do, i have read the bro info sheet so any help would be greatly appreciated. an ipo has not been put into place as i work as a supply teacher, however i would like to apply for full time jobs, if my income increases is the or able to ask for any excess! this has been a huge blow as like everyone else im just trying to get my life back on track! also should i appeal against the further 5 years? many thanks |
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debtinfo
forum expert
2826 Posts |
Posted - 05 December 2010 : 13:00:52
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If you have no IPA by the time you are discharged then you wont ever have one regardless of your earnings later.
As to whether you should challange without more details it would be difficult to say, Did you take a loan shortly before the bankruptcy, how did you think you would pay it back, was it a material amount in the bankruptcy, did it hinder you in paying other creditors, what wold have happened if you didnt take the loan, what did you spend it on, was it the basics in life or was it spent on other things, lots of stuff to consider. I dont know any of your situation but most people dont think they deserve one but obviously some people do |
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RHB
Senior Member
1159 Posts |
Posted - 05 December 2010 : 13:21:37
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| IPA or no IPA, I wouldn't let a permanent job go if it arose in this climate. |
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Addiotional 5 years
