Hi Both my husband and myself have a date for BR 13th jan. I have been putting it of for 2 yeaars as my debts of £25000 and £20000 for my husband were obtained by lying on the application forms 5 years ago (homeowners and woorking when renting and on benefits)I am at the point where I would rather face up to what I have done. If I go to prison and come out and all my debts have gone then i can have a fresh start, but the thing I am worried about is that I come out of prison and still owe the money as they was obtained dishonestly. Two years on (been in a DMP)I once again have cold feet as I feel I may be opening a can of worms that are better kept locked. Should I continue paying the Dmp or take the risk of making things worse, I just do not know what to do, plz advice. If I continue with the DMP it will take the rest of my life to repay my debts.(2040)
It is always a daft thing to lie on an application form even if it did occur 5 years ago. There was a thread about this subject on this forum a few days ago and I therefore suggest that you read the thread about loan applications.
Hi Les2258, here is the link to the post that Blackie referred to. I hope that Bigal's post can help put your mind at rest a little.
If you are still worried I would suggest giving any of the professional experts who post on here a call as they will most probably have come across this situation before.
Good luck, and please let us know how you get on x