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 Facing up to what i have done
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les2258
Starting Member



18 Posts

Posted - 28 December 2010 :  11:59:55  Show Profile  Visit les2258's Homepage  Reply with Quote
Hi
Both my husband and myself have a date for BR 13th jan. I have been putting it of for 2 yeaars as my debts of £25000 and £20000 for my husband were obtained by lying on the application forms 5 years ago (homeowners and woorking when renting and on benefits)I am at the point where I would rather face up to what I have done. If I go to prison and come out and all my debts have gone then i can have a fresh start, but the thing I am worried about is that I come out of prison and still owe the money as they was obtained dishonestly. Two years on (been in a DMP)I once again have cold feet as I feel I may be opening a can of worms that are better kept locked. Should I continue paying the Dmp or take the risk of making things worse, I just do not know what to do, plz advice. If I continue with the DMP it will take the rest of my life to repay my debts.(2040)

Blackie
forum expert



United Kingdom
565 Posts

Posted - 28 December 2010 :  15:02:37  Show Profile  Visit Blackie's Homepage  Reply with Quote
Dear Les2258

It is always a daft thing to lie on an application form even if it did occur 5 years ago. There was a thread about this subject on this forum a few days ago and I therefore suggest that you read the thread about loan applications.

Kind regards.

John Blackadder
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Blackie
forum expert



United Kingdom
565 Posts

Posted - 28 December 2010 :  15:05:24  Show Profile  Visit Blackie's Homepage  Reply with Quote
Apologies, It is named "lying on a loan application"

John Blackadder
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 28 December 2010 :  17:42:02  Show Profile  Reply with Quote
Hi Les2258, here is the link to the post that Blackie referred to. I hope that Bigal's post can help put your mind at rest a little.

If you are still worried I would suggest giving any of the professional experts who post on here a call as they will most probably have come across this situation before.

Good luck, and please let us know how you get on x

http://bankruptcyhelp.org.uk/forum/topic.asp?whichpage=0.6&TOPIC_ID=11253#52001

View my blog at http://skippy13.blogs.iva.co.uk/

Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.

Last IPA payment made on 28th June 2010 - it's over at last!
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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 29 December 2010 :  08:30:08  Show Profile  Reply with Quote
Hi Les2258,

Please don't worry, I suggest you give one of the experts a call who can go through your situation with you.

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/
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