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 hi things are getting worse
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welshaly
New Member

79 Posts

Posted - 03 January 2011 :  10:21:07  Show Profile  Reply with Quote
hi thing are getting worse im trying to save to go bankrupt one company wants 120 a month or they will take my car ive not told them its my car they knocked next door what can i do my house was reposesd and i wqe them i had a sucuard loan on it and the morgage pepole have not paid any off the loan off dont know where to turn

debtinfo
forum expert



2826 Posts

Posted - 03 January 2011 :  10:37:21  Show Profile  Reply with Quote
do they have a CCJ, who called a debt collector or a baliff
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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 03 January 2011 :  10:55:02  Show Profile  Reply with Quote
Hi Welshaly,

Reading some of your other posts, it seems this has gone on for some time. When do you think you will be able to get your BR fees? Have you actually taken advice and spoken to anyone?

The bankruptcy will cover any shortfall from the repossession so don't worry about that, but you did mention bailiffs in your other post, in which case, they could take your car.

Please take advice and keep posting. Once the bankruptcy is done, you will have the fresh start you need.

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/
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welshaly
New Member

79 Posts

Posted - 03 January 2011 :  18:50:10  Show Profile  Reply with Quote
hi yes they are ccj but need car for work been to citizan advice but see a new person every time i would like to see one person they tell me what to do im no good at writting i feel all on my own and dont want to worry my daughter
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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 03 January 2011 :  21:06:50  Show Profile  Reply with Quote
Hi

Sorry to read of your troubles.

Seems to me that you need to seek advice now and get that advice from some agency that is able to advocate on your behalf.

Look at the left of the page and click on experts - then contact one of the experts who will point you in the right direction.

Go back to the CAB and insist that you see a senior member of staff to assist you. It seems to me that they are not acting as they should. You will be able to see one advisor if you ask (firmly) for this continuity. I worked as a CAB adviser and can assure you they will be concerned that they have not looked after you. They will do as much as you need and if you are not able to write on your own, tell them that and they will assist you

Good luck and post back

Housing (Richard)

"There are no problems - only solutions"
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