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worriedwife
Starting Member
United Kingdom
43 Posts |
 Posted - 14 January 2011 : 22:02:34
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Hi Debtinfo ,seems ages since i posted on here about my hubby going bankrupt infact its a year today 14th Jan 2010 when he filed , we cant believe a year has past and this time last year he was very much a worn down man ! but a year on life is so much better a year on . Just wanted to ask about discharge , so is he automatically discharged a year to the date as we have heard nothing since mid August 2010 after the OR accepted a settlement figure from the equity of our joint home, this was paid and they wrote saying they accepted the payment and were happy and no IPA/IPO was set as they were satisfied with our I&E and since then we have not heard anything so does that mean its the end !!!!!! also how long does his name stay on the register . thnxs for your help
jayne
jayne |
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glafy
forum expert
436 Posts |
Posted - 15 January 2011 : 07:47:46
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Hi Worriedwife.
You need to go to the online insolvency register and browse through there, it is quite easy to navigate through.
I am not sure about the length of time that a name remains on the register but I am sure that Debtinfo or one of the other experts on this site will be able to answer that.
In the meantime I will keep fingers crossed for you.
Do let us know how you go on.
Good Luck
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glafy
forum expert
436 Posts |
Posted - 15 January 2011 : 07:55:57
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Hi again worriedwife.
Just noticed that you had posted on a different thread too. I see Debtinfo & others have answered your question.
Good Luck & keep in touch.
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Richard P
Senior Member
United Kingdom
1701 Posts |
Posted - 15 January 2011 : 11:44:09
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congartulations ww
hubby is no longer bankrupt.
i would suggest that you print off a number of copies of the discharge notice, it will remain on the insolvency web site for 3 months,
Most creditors will accept this notice. if you do not obtain a print out from web site you will have to go to court and pay £90 for the same information
Richard |
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worriedwife
Starting Member
United Kingdom
43 Posts |
Posted - 15 January 2011 : 12:03:33
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Hi Richard, thanks for your reply cant believe a year has gone ! just checked the diecrt/gov org register but it still says (bankrupt) today am i been a bit previous ! or am i looking in the wrong place lol
jayne |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 15 January 2011 : 12:15:58
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You need to open the entry on the register, and it will show there that your hubby is discharged and the date.
Congratulations!
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 - it's over at last! |
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 15 January 2011 : 12:23:47
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Well done
you can now move on with your life.
Worth checking your credit reports ( Experian & Exuifax ) to make sure they reflect your position. If you want to start to improve your credit position you then need to understand your credit file and this will help you accelerate your credit score.
There is a new site to help folk with poor credit and you can obtain a free credit repair booklet and other support info. I will advise when it is fully working if that helps you.
Paul Johns
Bankruptcy Specialists
Reviva UK
www.revivauk.com
08454 751 851
Real People ..... Real Debt Solutions |
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worriedwife
Starting Member
United Kingdom
43 Posts |
Posted - 15 January 2011 : 12:59:33
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Thanks Tracey, I have now found it and printed it off given it to hubby he smiled lol .
Also thanks to Paul at Reviva after your phone call and advice which might i add for other people was FREE I did as Paul advised and it worked and I did manage to retain some of the equity .
Many thanks to everyone and I think very large Vodka is in order tonight or maybe a few x
jayne |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 15 January 2011 : 14:38:41
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When you check your credit files you will also need to check Callcredit as well.
Glad hubby was happy!
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 - it's over at last! |
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glafy
forum expert
436 Posts |
Posted - 15 January 2011 : 21:15:04
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Fantastic news WW.
Good Luck with your debt free future.
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 16 January 2011 : 10:12:58
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Congratulations Jayne.
Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.
Jan
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Is it really all over !
