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Lindsey.dy
Starting Member
1 Posts |
 Posted - 26 January 2011 : 22:15:33
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nuishyboy1
Starting Member
United Kingdom
15 Posts |
Posted - 26 January 2011 : 22:24:03
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quote:
Originally posted by Lindsey.dy
can i get a bank account after going bank rupt?
hi lyndsay,i joined tonight also,i kept my bank account all the time it was with nationwide building society,just a simple card account then they have just given me the upgraded visa debit card,some banks will let you keep them,some wont,lorraine |
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Richard P
Senior Member
United Kingdom
1701 Posts |
Posted - 26 January 2011 : 22:24:06
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yes but it is probably better to get it arranged before teh day then you can have a chance to sort out direct debits
I opened CO-OP cashminder, very helpful and understanding
Richard |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 26 January 2011 : 22:53:26
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Nationwide have changed their procedures and won't allow anyone who is BR to open an account with them unfortunately. The Co-op or Barclays are your best bet as they are consistently 'BR friendly'.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 - it's over at last! |
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glafy
forum expert
436 Posts |
Posted - 27 January 2011 : 09:58:23
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Hi Lindsey.dy
We followed the advice given on here & opened a co-op cashminder account BEFORE declaring BR.
We found it easier to go into our local branch & talk face to face as we were not sure if applying by call centre would be as productive.
We explained, fully, our situation to the gentleman at the co-op & our application was approved there & then. They could not have been nicer & not at all judgemental. 
We then transfered any essential S/O', or D/D's & arranged to have wages paid in.
Once we went BR the account was left open by the OR which made things so much easier at such a stressful time.
Hope things run smoothly for you & welcome to this Fab' Forum
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 29 January 2011 : 09:05:12
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I would also say that if you bank with HSBC or First Direct you will need to change your account even if they are not a creditor.
They don't like BR or IVA and will close the account.
Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.
Jan
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Housing
Senior Member
United Kingdom
1399 Posts |
Posted - 29 January 2011 : 09:54:25
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Hi
To my mind, the Co-op Cashminder is good. The Bank are BR friendly.
They are VERY strict on how you run the account - three strikes and you are out!!
They are good for insurances too and when a claim is made they are fast to deal.
Good luck
"There are no problems - only solutions" |
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can i get a bank account after going bank rupt?
