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nuishyboy1
Starting Member
United Kingdom
15 Posts |
 Posted - 02 February 2011 : 23:11:12
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hi all,im looking for some help with cleaning up after recieving dishcharge papers just this week.i joined credit expert and they told me they would contact kensington mortgages which i had a loan or second mortgage with and investigate my case,they have came back to me and told me that kensington mortgages cannot ammend anything at this time as i need to contact them personally,and send in bancrupcy dishcharge papers,which i will do,this week,but i dont want to speak to them.will i just send in the papers or what do you think people,another question,am i correct in saying
1. get on voters roll
2.get contract fone (keep paying it )which i have done already,and got one
3.send away bancrupcy dishcharge papers to equifax and experian,and anyone on my credit file.
thats all i can think of myself.
my dishcharge papers state the following
bancrupcy scotland act 1985 section 54(2)
can anyone tell me what that means exactly the code
many thanks l |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 03 February 2011 : 08:49:42
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You do need to be on the voters list - makes things so much easier if applying for credit in the future.
A contract phone is a good idea.
Your BR will not drop off until six years after being granted regardless of whether you send papers off or not.
No idea about the act, have you googled it?
Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.
Jan
xx |
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 03 February 2011 : 08:50:02
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Happy to send you an e book on improving your credit file for free if you would like to contact me directly
Paul Johns
Bankruptcy Specialists
Reviva UK
www.revivauk.com
08454 751 851
Real People ..... Real Debt Solutions |
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glafy
forum expert
436 Posts |
Posted - 03 February 2011 : 13:00:52
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Memo to self.....in November contact John for e book on cleaning up credit rating 
How exciting that will be
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Richard P
Senior Member
United Kingdom
1701 Posts |
Posted - 03 February 2011 : 14:10:09
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might as well get it now
i have read it is a good guide
no harm in preread and planning in case ED
Richard |
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Skippy
forum expert
United Kingdom
3290 Posts |
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glafy
forum expert
436 Posts |
Posted - 03 February 2011 : 14:46:14
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Thanks for that link Tracey, I will have a look.
Richard, do I email you at www.revivauk.com
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Richard P
Senior Member
United Kingdom
1701 Posts |
Posted - 03 February 2011 : 15:00:20
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Hi Glafy No the link is from Paul Johns his email is under the experts guide to left
Tracey is also being "shy" about her blog which is also very helpful
Richard |
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glafy
forum expert
436 Posts |
Posted - 03 February 2011 : 16:18:02
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Sorry Richard, think I had a 'blank' moment, can't even blame it on the G & T!!!
Have re read Pauls post and I will email him.
I have read Traceys blog, it really is good and I hope she keeps us updated on it!
Right, off for a drink....Richards fault..... |
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nuishyboy1
Starting Member
United Kingdom
15 Posts |
Posted - 03 February 2011 : 21:45:17
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quote:
Originally posted by kallis3
You do need to be on the voters list - makes things so much easier if applying for credit in the future.
A contract phone is a good idea.
Your BR will not drop off until six years after being granted regardless of whether you send papers off or not.
No idea about the act, have you googled it?
Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.
Jan
xx
thanks jan,think im on the right road,just making sure,i will do it right this time,as for the act have googled it but dont understand it,thanks for reply l |
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Topic |
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help with cleaning up after bancrupcy.
