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welshaly
New Member

79 Posts

Posted - 22 February 2011 :  10:08:49  Show Profile  Reply with Quote
just a few things only owe 300 on pay as you view tv what to keep it do i say about it , son lending me the rest of money to go br how do i pay him back. Dont know what to put and what not to put thanks

moodybluetwo
Junior Member



156 Posts

Posted - 22 February 2011 :  10:40:05  Show Profile  Reply with Quote
If your son lends you money to go Br then he becomes a creditor himself and will have to join the queue ....surely you could come to an arrangement with your son? As for the TV company how much do you pay for it? Its unlikely the OR will allow anything to cover “Pay per view” TV when all basic channels are free. The £300 you owe will be part of your debt as I see it.
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 22 February 2011 :  10:52:04  Show Profile  Reply with Quote
Your son could always wait until the end of your br to be paid back if that is possible.

As to the TV, you are allowed a basic Sky/Cable package I believe but anything else would have to be funded by you.

The £300 will have to be included in the BR.

Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.

Jan
xx
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Bigal4787
forum expert



United Kingdom
641 Posts

Posted - 22 February 2011 :  15:13:43  Show Profile  Reply with Quote
Hi,
As Kallis and Moodybluetwo said, regarding your son lending you the money to go bankrupt, technically he should become one of your creditors, but if he's willing to wait until you're discharged, you could take care of it then. Generally the OR doesn't ask where you got the £600 from, I never did!

As for the Pay as you view TV, is it one of the ones where you pay coins in to a meter?

Big Al
Insolvency examiner with the Insolvency service from April 2008 - July 2010.

If you need help completing SOA's(statement of affairs) or PIQ's(preliminary information questionnaire) if you've been declared bankrupt, or anything else and you're within 30 miles or so of Warrington, then please contact me via my contact details in the expert page for futher details"
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welshaly
New Member

79 Posts

Posted - 22 February 2011 :  18:57:04  Show Profile  Reply with Quote
yes you put coins in it i put in 8pound a week as for my son bless him i phoned and asked if i could pay it back after br and he said he doesnt want it bless him
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Bigal4787
forum expert



United Kingdom
641 Posts

Posted - 23 February 2011 :  00:04:15  Show Profile  Reply with Quote
Hi,
regarding the TV, unfortunately it is a credit agreement, as the £8 you pay each week is the instalments, so whatever is outstanding will be claimed in bankruptcy , but do you know what type of credit agreement it is, as it could be the difference between keeping the TV, or losing it.

Big Al
Insolvency examiner with the Insolvency service from April 2008 - July 2010.

If you need help completing SOA's(statement of affairs) or PIQ's(preliminary information questionnaire) if you've been declared bankrupt, or anything else and you're within 30 miles or so of Warrington, then please contact me via my contact details in the expert page for futher details"
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