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JimmyChoo
Starting Member
United Kingdom
29 Posts |
 Posted - 23 February 2011 : 19:25:03
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Dear All & Experts,
Can anyone shed light on the confidentiality of this forum. Does anyone think ORs will be looking regularly on this forum to look for evidence?
Sorry to be so paranoid..but this forum is a really good in giving and assurances to current bankrupts and I would like to think all posters should be encouraged to be as open and forthcoming as possible for the benefit for all other members? Any comments? |
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Viki.W
forum expert
United Kingdom
2211 Posts |
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debtinfo
forum expert
2826 Posts |
Posted - 23 February 2011 : 19:41:14
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I imagine that they probably do, Examiners regularly use any information they can glean from the internet, Your facebook page for example, i know of cases where people have left pictures of themselves next to brand new cars ready for a DVLA check
Or people sometimes pop up in news stories that give certain information away about them
Hence not a good idea to use your real name, apart from that there are thousands of bankruptcies so unless your case is extra special, it is unlikely to be connected |
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JimmyChoo
Starting Member
United Kingdom
29 Posts |
Posted - 23 February 2011 : 20:11:10
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Hi Bigal,
Thanks for that. Do us bankrupts have to be worried that ORs get acces to our personal email accounts?
Also I have another question, when does an OR consider cash transfers to family as taking preference over creditors as "stale", I made payment to my brother 3 years before my bankruptcy, when he needed some help, I already had some credit card then but did not take out any loans which make up half of my bankruptcy debts.
quote:
Originally posted by debtinfo
I imagine that they probably do, Examiners regularly use any information they can glean from the internet, Your facebook page for example, i know of cases where people have left pictures of themselves next to brand new cars ready for a DVLA check
Or people sometimes pop up in news stories that give certain information away about them
Hence not a good idea to use your real name, apart from that there are thousands of bankruptcies so unless your case is extra special, it is unlikely to be connected
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debtinfo
forum expert
2826 Posts |
Posted - 23 February 2011 : 20:20:20
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They dont get automatic access to you e-mail accounts.
Preference payments are stale after 2 years to family members
BTW Debtinfo not Bigal |
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JimmyPennywise
Starting Member
United Kingdom
21 Posts |
Posted - 23 February 2011 : 20:32:34
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Hi Debtinfo,
Sorry for the Bigal label!
I just wanted to say that You, Bigal,vRichard and Viki are a great help! Keep up the good work!
quote:
Originally posted by debtinfo
They dont get automatic access to you e-mail accounts.
Preference payments are stale after 2 years to family members
BTW Debtinfo not Bigal
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debtinfo
forum expert
2826 Posts |
Posted - 23 February 2011 : 20:57:06
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no probs, hope you get it sorted
It seems that you have done everything you can, you have been honest and shown that you have turned your life around, all you can do now is wait |
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Richard P
Senior Member
United Kingdom
1701 Posts |
Posted - 23 February 2011 : 23:15:57
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Hi Jimmy
If I was an examiner I would read the postings. not to catch people out but to keep updated of the different interpretations of the guidance being experienced across the country.
If I was a manager i would use it to get feedback on how my team were performing
if you are concerned about personal and sensitive issues I would contact one of the experts directly.
Use the forum for general what ifs and general questions. I do commend some of the recent topic threads and the personal challenges faced by some. I and others will do our best to help in an open supportive forum
as a last point i would say if you do not want your full name known use a user name and remove your full name from avita Mr JA & Mr JB
regards Richard P |
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Bigal4787
forum expert
United Kingdom
641 Posts |
Posted - 23 February 2011 : 23:48:54
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Hi,
Like anything else, this is an open forum and anyone can access it, but I wasn't aware of anyone at my office accessing it.
As for access to emails, etc. the OR doesn't have access to them(if they did, they would have to make a RIPA(regulation of investigatory powers act)application, which is generally for terrorism and organised crime, and until recently some councils.
For investigation purposes, anything over 3 years is regarded as stale.
Big Al
Insolvency examiner with the Insolvency service from April 2008 - July 2010.
If you need help completing SOA's(statement of affairs) or PIQ's(preliminary information questionnaire) if you've been declared bankrupt, or anything else and you're within 30 miles or so of Warrington, then please contact me via my contact details in the expert page for futher details"
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Confidentiality
