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choccie lab
Starting Member
United Kingdom
48 Posts |
 Posted - 28 February 2011 : 12:51:21
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hi,we are going bankrupt on wednesday and have been advised by the Cab not to included our mobile phone contracts on the financial statement but i think we should as they are an outgoing and show on our monthly bank statements
What is your opinions please
Jane |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 28 February 2011 : 13:10:52
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Hi and welcome to the forum.
Are you in arrears with your mobile company? If not you don't have to include them if you want to keep the contract. I didn't list my contract on my I & E and nothing was said and I still have the contract.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 - it's over at last! |
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choccie lab
Starting Member
United Kingdom
48 Posts |
Posted - 28 February 2011 : 13:27:41
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Hi,thanks for the welcome,
No we are not in arrears with them and do hope to keep them. |
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choccie lab
Starting Member
United Kingdom
48 Posts |
Posted - 28 February 2011 : 13:44:30
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| am just a bit worried that if i dont put it on and they see it on statements,they are gonna start asking questions as to why it wasnt on etc |
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Viki.W
forum expert
United Kingdom
2211 Posts |
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Bigal4787
forum expert
United Kingdom
641 Posts |
Posted - 28 February 2011 : 14:12:58
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Hi Choccie,
if you have any contracts like that, i.e. paying monthly by direct debit etc, and are not in arrears, then you don't need to show them as a creditor. Just list the expenditure on your I&E.
Big Al
Insolvency examiner with the Insolvency service from April 2008 - July 2010.
If you need help completing SOA's(statement of affairs) or PIQ's(preliminary information questionnaire) if you've been declared bankrupt, or anything else and you're within 30 miles or so of Warrington, then please contact me via my contact details in the expert page for futher details"
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choccie lab
Starting Member
United Kingdom
48 Posts |
Posted - 28 February 2011 : 14:22:01
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quote:
Originally posted by Bigal4787
Hi Choccie,
if you have any contracts like that, i.e. paying monthly by direct debit etc, and are not in arrears, then you don't need to show them as a creditor. Just list the expenditure on your I&E.
Big Al
Insolvency examiner with the Insolvency service from April 2008 - July 2010.
If you need help completing SOA's(statement of affairs) or PIQ's(preliminary information questionnaire) if you've been declared bankrupt, or anything else and you're within 30 miles or so of Warrington, then please contact me via my contact details in the expert page for futher details"
Thanks,
I havent listed them as a creditor as we are not in arrears but i will put it on as an expenditure.
Thanks again |
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a little advice please
