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steg90
Starting Member
42 Posts |
 Posted - 15 March 2011 : 22:10:59
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Hi,
I've got my date for my declaration of bankruptcy 28th March. Now, my bank account is very much overdrawn, do I now stop using my debit card as the money in the bank is the banks - although I've no money?!
Many thanks,
Steve |
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Melanie.n
forum expert
United Kingdom
1282 Posts |
Posted - 16 March 2011 : 09:35:59
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Hello there
it is advisable that you try to stop incurring additional debt - but most people end up at their overdraft max by the time of filing for bankruptcy purely funding day to day expenditure
Have you started the process to open a new basic account yet, if not get this done as soon as possible as it can take up to 10 days to organise
Melanie Nicholas
30 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
email me at melanienicholas@jonesgiles.co.uk
telephone 01792 899996
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steg90
Starting Member
42 Posts |
Posted - 16 March 2011 : 09:40:35
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Hi Melanie and thanks,
I've phoned co-op for a cash minder account but they have referred it, I think it is something to do with not being on the electoral register, sent off for the forms to get on it - although they did say I have to phone them back in next few days as it takes longer due to me going to declare bankruptcy. I've got another thread going about me taking out a car loan 7 months ago, will I get a BRO due to this?
Many thanks again,
Steve |
Edited by - steg90 on 16 March 2011 09:45:48 |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 16 March 2011 : 11:05:55
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If you're not on the register then it will be referred and I think you may well have to provide them with proof of identity. Not sure how long it takes for you to go on the electoral roll once you fill the forms in - it's usually done once a year.
Don't know if you will get a BRO or not.
Double, double toil and trouble;
Fire burn, and cauldron bubble.
Jan
xx |
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steg90
Starting Member
42 Posts |
Posted - 16 March 2011 : 13:10:02
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Hi,
Thanks for that, was told my name would go on the register within a couple of days of them having the forms back, so hoping that will happen.
Thanks,
Steve |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 16 March 2011 : 13:17:45
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Hopefully it will.
Double, double toil and trouble;
Fire burn, and cauldron bubble.
Jan
xx |
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Topic |
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Do I stop using my debit card?
