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 What happens with debt incurred in last 8 months?		  New Topic  Reply to Topic
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steg90
Starting Member

42 Posts
Posted - 16 March 2011 :  09:01:03  Show Profile  Reply with Quote
Hi,

Got my date for BR at court 28th March, just worried about me taking finance out on my car 7 months ago and 6 months ago I got an macbook on have now pay 9 months later, is this going to cause serious problems? I'm so worried about this.

Thanks,
Steve

Richard P
Senior Member



United Kingdom
1701 Posts
Posted - 16 March 2011 :  14:40:21  Show Profile  Reply with Quote
Hi Steve

it could / will cause problems if you new that you were insolvent at the time of taking out the loans.

If it is top range all singin dancing mac book the OR could request the item.

i think you have posted about car on another thread so will leave that answer

Richard
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steg90
Starting Member

42 Posts
Posted - 16 March 2011 :  16:31:44  Show Profile  Reply with Quote
Hi,

What sort of problems would it cause - I'm really worried now :-(

Regards,
Steve
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Richard P
Senior Member



United Kingdom
1701 Posts
Posted - 17 March 2011 :  20:25:06  Show Profile  Reply with Quote
OK did not mean to worry you

Question "when you took out the car loan was it your intention to go BR or your circumstances such that you likely to go BR "

If the answer was No and you intended to pay back the debt on a monthly arrangement. No problem.

if life changes after you have signed the agreement, you have to be able to explain circumstances sect 11 of SOA

if the answer Yes, i think that it would be appropriate to have a private chat with one of the experts.

Richard
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