With regard to your new bank account, you were very sensibleinopening it before your bankruptcy hearing, and make arrangements asap for your salary and DD's etc to be transferred over to the new account.
There is no need to list this new account on your bankruptcy forms, providing that the account is not linked to any of your creditors.
When you have your telephone appointment with the OR you can then inform them of the new accout details (you are obliged to do this) but by doing it in this way you do not have the risk of the account being frozen - if you had listed the account on the forms, and it was an account you wished to continue to operate, the OR would sanction it to be 'unfrozen' but this can take up to 5 working days thorugh which you would not have access to your funds and DD's etc would not be paid
Hope this helps, Melanie
Melanie Nicholas 30 years insolvency experience - 23 of which in the Insolvency Service - Insolvency Manager Jones Giles email me at melanienicholas@jonesgiles.co.uk telephone 01792 899996
Many thanks for this. I was previously under the impression that it was the banks themselves who froze/closed accounts in bankruptcy - even if the OR hasn't contacted the bank themselves (i.e.) I was told that the banks check the London Gazette & Insolvency Register on a daily basis and then check what's listed for the day against their customer database & that they then freeze/close the accounts of any of their customers who have recently been declared bankrupt.
Hi I am having my petition heard on Friday
Posted - 16 March 2011 : 21:31:01
