My BR date is on the 5th Aug, as I was originally going for an IVA I have already missed 2 months of payments I am writing to my creditors to advise them of my intentions and giving the court date. Between now and then can they instruct bailiffs??
If you have only missed 2 payments then it is impossible for them to get bailiffs in within the remaining time ( unless you have council tax arrears )
Timescale for bailiffs
1. You need to receive the blue & white County Claim Form. If thus arrived tomorrow you can send acknowledgement of receipt and ask for 28 days to respond / defend ( all done online)
2. That would give you until 9th July. at this stage it would go before the judge in Northampton and in the absence of a defence they would enter a judgement against you.
3. It is at least 30 dats before any bailiff activity happens taking you past your court date.
If you have any specific creditor queries re this give Brett or myself a call and we can talk you through it.
take care,
Paul Johns Assisted Bankruptcy Specialists Reviva UK www.revivauk.com