Hello. I'm 21 years old and have been travelling for the past six months I have returned home with seven thousand pounds worth of debt to four different creditors. I have no assets and live with my parents, I have been looking for a job and have had no success. I need to make payments to my creditors however have no means of doing so. Is bankruptcy an option for me. Regards Charlotte Allen
Excellent advice from Viki - a DRO sounds like a very good idea - will cost you £90 and as long as you have no disposable income over £50 you could be ok and it will be over in 12 months.
Double, double toil and trouble; Fire burn, and cauldron bubble.