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Celia.dn
Starting Member



1 Posts

Posted - 25 April 2011 :  19:19:53  Show Profile  Visit Celia.dn's Homepage  Reply with Quote
Hi - I have an outstanding loan of £10500 and an overdraft of £2000. I earn on average just £650 a month and I'm really struggling. I have a baby daughter and am extremely stressed, depressed and worried about my situation. Could I qualify for bankruptcy? What are the risks? I really need help. Thanks.

Niobe
Administrator



United Kingdom
4590 Posts

Posted - 25 April 2011 :  19:34:35  Show Profile  Reply with Quote
Hi and welcome to the forum.

Do you own your own home or have any assets worth over £300? If not any your disposable income is less than £50 once you have paid your priority payments then a Debt Relief Order might be an idea for you - cheaper than bankruptcy and over in 12 months.

Can you post more of your circumstances?

Double, double toil and trouble;
Fire burn, and cauldron bubble.

Jan
xx
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