Many thanks for your previous quick reply. I am having difficulty locating exact amounts and addresses of who 'holds' my debts. I tried experian but after putting in my details for a free months trial they ask for a credit card!, which i don't have as i only have a basic account, any ideas?, with thanks, joe90
Don't forget that there are a number of companies offering pre-pay cards. There is no credit checking as there is no credit .... you just charge it up with money and use it like a debit card.