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simonshoot5
New Member
United Kingdom
52 Posts |
 Posted - 18 May 2011 : 21:07:51
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hi all hope your well,
Its been tough year for me as expected going bankrupt. i Lost everything even my fiancé but i got through it. i feel so pleased and happy. Im never going to get in to this mess again.
I just want to thank everyone who has helped and posted on my posts i really dont think i could have done it without u guys and i mean that. There was so so much support for me. thank you.
Well i guess its time for me to rebuild my life and look forward to a bright future.
Although there is one more question lol, How how do i rebuild my credit history? will i be able to get credit again. if so when.
Thanks peeps
simon
Remember There Is Light At The End Of The Tunnel: Might Not Seem Like It Now But I Assure You There Is |
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glafy
forum expert
436 Posts |
Posted - 18 May 2011 : 21:23:01
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Fantastic news Simon.
Enjoy your future.
One of the experts will post a link about rebuilding your credit file for you shortly.
"Good things come to those who wait".....I'm a patient person but this is taking the Mickey!! |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 18 May 2011 : 21:40:32
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Congratulations Simon.
As regards your credit record. I wouldn't bother too much at the moment in trying to rebuild it - it will be on your credit record for six years from the date you were declared BR.
The world is broken, halos fail to glisten
We try to make a difference but no one wants to listen
Hail the preachers, fake and proud
Their doctrines will be cloud
Then they'll dissipate like snowflakes in an ocean
Jan
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Viki.W
forum expert
United Kingdom
2211 Posts |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 20 May 2011 : 16:57:20
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Congratulations from me as well - it's a great feeling isn't it?
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 - it's over at last! |
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Blackie
forum expert
United Kingdom
565 Posts |
Posted - 22 May 2011 : 17:51:40
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Hi Simonshoot5
Everything that you have read above and seen through the links are helpful especially in making sure that your creditors have updated their records. Getting a credit file through Credit Expert may be useful and it is free for 30 days. Write to any creditor, included in the bankruptcy, to make sure that your details have been amended - you were bankrupt so all your creditor balnces should have been written off and your accounts showing as settled. It may be a good idea to try and get a credit card through, let's say, Vanquis Bank and make sure that every balance is paid off every month. You want to be seen as a responsible borrower again. It won't take long.
All the best
John Blackadder
Bankruptcy365
For help and advice on the easiest and most effective way to a debt free future, please go to www.bankruptcy365.co.uk. |
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Its all behind me, Thank you all for your support
