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Jason.8
Starting Member
1 Posts |
 Posted - 01 June 2011 : 17:48:01
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| I have just had a letter from a debt collection agency about an unpaid debt they say i have to pay it as it was issued after i was declared bankrupt is this correct? |
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Golf88
Starting Member
43 Posts |
Posted - 01 June 2011 : 18:07:23
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I don't think this is correct, even if you missed putting it on the forms as long as you inform the OR about it asap you should be ok. Don't give in to pressure and pay it.
I feel sure one of the experts will be on soon to clarify this for you though. Good luck.
Regards,
Golf88
Taking a day at a time and enjoying them a bit more than I did before.... |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 01 June 2011 : 18:18:39
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All unsecured debts will have been uncluded in your BR.
Speak to the OR about this - I think they are just trying bullying tactics.
The world is broken, halos fail to glisten
We try to make a difference but no one wants to listen
Hail the preachers, fake and proud
Their doctrines will be cloud
Then they'll dissipate like snowflakes in an ocean
Jan
xxx |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 01 June 2011 : 19:30:27
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All unsecured debt from prior to your BR is included in the BR. Any debts from after the BR order are not included.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 - it's over at last! |
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debtinfo
forum expert
2826 Posts |
Posted - 01 June 2011 : 20:39:13
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| what do they say was issued after after the bankruptcy, the debt or the letter, can you give a few more details |
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Bigal4787
forum expert
United Kingdom
641 Posts |
Posted - 04 June 2011 : 00:50:04
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Hi,
if it's a DCA, then the liability would have been in existence prior to bankruptcy, as they usually take debts from banks etc. In essence they're trying it on by the sounds of it, if they've got an issue, give them the BO number, and tell them to contact the OR.
Big Al
Insolvency examiner with the Insolvency service from April 2008 - July 2010.
If you need help completing SOA's(statement of affairs) or PIQ's(preliminary information questionnaire) if you've been declared bankrupt, or anything else and you're within 30 miles or so of Warrington, then please contact me via my contact details in the expert page for futher details"
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Debt issued after I was declared bankrupt?
