The car is not even worth more than £2000 if so. My husband bought it for me few years back. He paid for it so doesn't he own it even though my name is on the log book? I have had mixed replies on this particular question and need to know as OR will need all this information. How do the OR do their checks on my assets?
I cannot afford to loose this car as it keeps me mobile especially now that i have left home due to separation and therefore living with friends and family until i get myself sorted somewhere permanent and look for work.
As you have written it, it sounds more like a gift ie. you are to keep it even after you have separated & all the paperwork is in your name etc. Remember no one on this forum can say for definite how the OR will view things. Obviously if you find work then that strengthens your case for a car in any case.
As RHB has said - nobody can say how your particular OR will react. If it is worth more than £3k though you might be expected to sell it and buy a cheaper car.
If you find work before you are discharged then yes, you will be expected to do an IPA if the disposable income is more than £20 a month.
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