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ray32
Starting Member

3 Posts

Posted - 06 September 2011 :  17:51:04  Show Profile  Reply with Quote
Hi can someone just give me a litle advice was made bankrupt in May 08 discharged around Dec 08 Yourkshire Bank stil have my credit report as a default all the other say satified or settled have contact the credit agency and they said send us a copy of your discharge and we will contact the bank and ask them if they can update my report .The bank contacted them to say they cannot update it at this time and l should contact them direct with a copy of my discharge is this correct and do they not have to update date my credit report this was a credit debt and was included in my bankrupty any advice would be welcome.

Skippy
forum expert



United Kingdom
3290 Posts

Posted - 06 September 2011 :  18:20:41  Show Profile  Reply with Quote
They do have to amend the default date to no later than your BR date. You will need to write to the data controller for that creditor and if they don't comply you can report them to the Information Commissioner who can force them.

Have a look at this link for more details - http://forums.moneysavingexpert.com/showthread.php?t=677875

View my blog at http://skippy13.blogs.iva.co.uk/

Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.

Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side.
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