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dougy
Junior Member

180 Posts

Posted - 16 June 2008 :  12:24:51  Show Profile  Reply with Quote
advice needed... credit card capital 1 passed acount to fredrickson internationl ltd to collect debt was paying debt since oct 2005 ballance still the same £1096 as 2005 fredrickson took over in sep 2007 they was getting token payments as both companys are putting pressure on me to pay more than i can aford .... i have sent both companys income&expedture and stated on state benfits but that dont bother them .i sent fredrickson a C.C.A request they have gone over the 12 days so they comit a crimnal offence ..only reply i got was of there solicter carter &co state there puting me in court in 7 days they have breach OFT GUILD LINES ON COLLECTING DEBT AND ALL PAYMENTS I HAVE SENT THEM IS NOT COMEING OF THE DEBT AT ALL

JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 16 June 2008 :  12:33:48  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Dougy,

There is no legal requirement to freeze interest when making reduced payments, so that would explain why your balance has not reduced at all.

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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