Although you have received your discharge, your bankruptcy will still show for 6 years from the date of the bankruptcy on your individual credit file - if your were requesting and ordingary account the credit search would show up the bankrupcy which may then lead to you being declined. You need to request a 'basic account' such as the Nat West 'Step' account or Co-Op 'Cash Minder' account
Hope this helps Melanie
Melanie Nicholas CertDR 30 years insolvency experience - 23 of which in the Insolvency Service - Insolvency Manager Jones Giles