Agree with debtinfo, if you have less than £50 disposable income per month it could well be a possibility. It would be over in 12 months and only cost you £90 as opposed to £700 in BR.
Speak to CAB, they will be able to advise.
Follow through Make your dreams come true Don't give up the fight You will be alright 'Cause there's no one like you in the universe