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Lizzie
New Member
United Kingdom
59 Posts |
 Posted - 01 November 2011 : 21:35:09
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| I know the co-op bank will give an account to BRs but does anyone know about Think Banking who are also offering accounts to BRs? they offer online banking, budgetry control, mastercard debit card ATM card and no hidden fees or overdraft charges plus no credit checks, any thoughts anyone? |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 01 November 2011 : 22:13:24
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I know a lot of people do rate them, but personally I wouldn't use them if I could get a free account.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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Melanie.n
forum expert
United Kingdom
1282 Posts |
Posted - 02 November 2011 : 07:51:04
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If you have no debt with Barclays or Natwest, both of thier basic accounts can be accessd online, have debit cards - and no fees!
Melanie Nicholas CertDR
30 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 02 November 2011 : 09:59:42
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I wouldn't use a paid for account unless I couldn't get a normal one. I think they are very expensive.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
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Blackie
forum expert
United Kingdom
565 Posts |
Posted - 02 November 2011 : 10:03:13
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Hiya Lizzie
As you so rightly point out Think Banking offers a pre-paid bank account which is very good for budget control. It is a joint venture between a debt management company in the North of England and one of the high street banks. It is a respected bank although there are no branches and your banking is usually done online or via the telephone. For a bankrupt, I think that it is ideal.
All the best
John Blackadder
Bankruptcy365
For help and advice on the easiest and most effective way to a debt free future, please go to www.bankruptcy365.co.uk. |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 02 November 2011 : 11:57:50
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Unfortunately they don't actually teach budget control as this is done for you.
Also, are the fees allowed as an expenditure in BR? If not they will have to be funded through cutbacks elsewhere which is harder now that all surplus is paid into an IPA.
There is a place for them, but I would only ever use them as a last resort.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 02 November 2011 : 12:54:44
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Quite agree Skippy.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
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Topic |
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Bank accounts for BR
