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introuble
Junior Member
United Kingdom
226 Posts |
 Posted - 21 June 2008 : 21:40:09
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hi all,
another question all the debts for br are in my name but my wife is an additional card holder on one of them. Does this mean she is liable under the br or is that as the account is in my name it is me that is the legal entity in br.
also I am an additional cardholder on an account my wife runs do I need to cancel this card. the account is in my wifes name and not included in br.
also as my wife has benefitted from some of the debts I.e. living expenses/shopping/food how does the or deal with that, could they force my wife down the br route or ask her to repay. there is no extravagances incurred just living expenses.
darren |
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melanie_giles
Senior Member
1191 Posts |
Posted - 22 June 2008 : 02:00:08
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Additional cardholders do not become liable for the debts.
For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com |
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abd
Junior Member
284 Posts |
Posted - 22 June 2008 : 02:09:22
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Does that mean as a bankrupt I can get a card as an additional cardholder. and does the credit check needed for that as well?.
Abd |
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introuble
Junior Member
United Kingdom
226 Posts |
Posted - 22 June 2008 : 07:18:35
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thanks melanie, I assume this the same principle regarding a loan . all in my name but wife has had some benefit from the loan. I.e. there is no potential for or to ask money to be repaid. this was taken out over 4 years ago.
darren |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 22 June 2008 : 11:20:06
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Hi Darren,
As long as your wife is not named/had not signed the original loan/card application, they can't touch her!
Regards
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk |
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melanie_giles
Senior Member
1191 Posts |
Posted - 22 June 2008 : 13:43:36
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There is no reason why you cannot become a card holder whilst bankrupt on someone else's card, but is this really a good idea, and would your partner be happy to allow this?
For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
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additional cardholder
