1. My legal name is *name removed*.-Some creditors are claiming Debts on *name removed* -not my legal name. Can I dispute not paying for this as it is not my legal name.(They failed to verify my correct name and account).
2.If I get only benefits with my pension annuity of total £98.00 per week. How much do I have to pay creditors if that is only my income (as the law states that I need this amount as minimum to live on told by my DWP-benefits office so my disposal income is Zero). How can I pay for court fees??
The best advice I can offer you is for you to make an appointment with your local Citizens Advice Bureau (CAB)- ask for an appointmnt with their 'Money Adviser' They will go through your situation with you and advise you accordingly
It may well be that bankrtupcy/debt relief order may be a solution and they can advise you re fees which may be reduced dependant oon the benefits you are in receipt of, but do have access to schemes that enalbe full fees to be paid on your behalf if you qualify - only the CAB can do this, so they would be your best port of call
Hope this helps, Melanie
Melanie Nicholas CertDR 30+years insolvency experience - 23 of which in the Insolvency Service and the past 8 years with a number of IP firms.
If I can be of any help to you in any way or answer any queries, concerns or worries you may have please do not hesitate to get in touch -I can be contacted at www.lifestylemoney.net or via the experts tab
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side.