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 How do I remove a default from my credit file ?
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Mandeep
Starting Member



1 Posts

Posted - 10 April 2012 :  00:10:19  Show Profile  Visit Mandeep's Homepage  Reply with Quote
How do I remove a default from my credit file ?

Niobe
Administrator



United Kingdom
4590 Posts

Posted - 10 April 2012 :  08:04:39  Show Profile  Reply with Quote
Hi and welcome.

Have you been bankrupt? If so then you need to send a copy of your discharge to the data controller at the creditor concerned and tell them to put the default date back to date of bankruptcy.

If it's an IVA then you do the same but with your completion letter.

A DMP will stay as a default until the debt is paid off.

Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe



Jan
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