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 On maternity leave. My partner has left and I can't pay the mortgage. What can I do ?		  New Topic  Reply to Topic
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Sue.wh
Starting Member



1 Posts
Posted - 24 May 2012 :  12:37:48  Show Profile  Visit Sue.wh's Homepage  Reply with Quote
I have a joint mortgare with my partner, I am on maternity leave at present my partner has left me I can't pay the mortgage on the property and we are in negative equity of £15k what can I do ?

Viki.W
forum expert



United Kingdom
2211 Posts
Posted - 24 May 2012 :  13:05:22  Show Profile  Reply with Quote
Hi Sue,

Sorry to hear you're having to go through this.

I suggest you speak to the mortgage company and try and arrange a payment break whilst you decide what to do.

Have you any unsecured debts?


Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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year 2029
Average Member

590 Posts
Posted - 24 May 2012 :  18:01:01  Show Profile  Reply with Quote
Your partner is still jointly responsible for your mortgage.

CAB will probably be your first port of call.
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 24 May 2012 :  18:10:07  Show Profile  Reply with Quote
If you have any joint debts at all then you will both be responsible equally for them.

Have a chat with one of the experts that post on here - their details can be found under the 'Expert' link on the left hand side of the page and the advice is free.

Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
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year 2029
Average Member

590 Posts
Posted - 25 May 2012 :  00:08:42  Show Profile  Reply with Quote
As I said,
you should seriously consider going to your local CAB, who will give confidential and impartial advice about your current circumstances.

They can even 'negotiate' on your behalf, and most lenders look favourably on people who have sought such professional advice.

That has also been my personal experience.
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