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 Mortgages for discharged bankrupts
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Crockett
New Member

68 Posts

Posted - 31 May 2012 :  14:43:09  Show Profile  Reply with Quote
Hi,

I have been discharged for 2.5 years, no IPA and I purchased the benefcial interest from the OR during my bankruptcy and they have no interest in my property.

I am now considering putting my house on the market and purchasing a new property but am unsure whether I will be able to get a new mortage/level of deposit that may be required/who best to approach etc. I am curently with Northern Rock/NRAM so moving my mortgage is not an option as I will require a larger mortgage.

Any info/advice appreciated.

Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 31 May 2012 :  15:11:26  Show Profile  Reply with Quote
Hi Crockett,

If you visit the experts section on this site, there is a mortgage expert called Ryan who can give you some advice.



Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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v_s_m
Starting Member

United Kingdom
1 Posts

Posted - 23 June 2012 :  19:13:41  Show Profile  Reply with Quote
Hi,

I have been discherged for 1 year and eight months now. How difficult is to get a mortgage? I used to be sole trader now I am a am a director of a LTD. Not sure how and were to to to get some advise.
I'm trying to get a mortgage with my girlfriend who is on full time employment but not a high salary.

Any advice or info will be much appreciated.
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 23 June 2012 :  19:17:03  Show Profile  Reply with Quote
Hi and welcome.

Visit the expert link that Viki suggested - the mortgage broker on there is very good. His name is Ryan and the advice is free.

Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again

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year 2029
Average Member

590 Posts

Posted - 23 June 2012 :  19:18:38  Show Profile  Reply with Quote
Please come back and let us know how you get on.

I'd be ineterested, and I'm sure there's a plethora of people watching from the sidelines.

--------------
Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought.
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NELSON97
Starting Member

1 Posts

Posted - 29 June 2012 :  22:26:05  Show Profile  Reply with Quote
I am looking for this expert Ryan but can't find him...can anyone help, Thanks
quote:
Originally posted by year 2029

Please come back and let us know how you get on.

I'd be ineterested, and I'm sure there's a plethora of people watching from the sidelines.

--------------
Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought.

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year 2029
Average Member

590 Posts

Posted - 29 June 2012 :  22:59:57  Show Profile  Reply with Quote
I think as Ryan hasn't posted for a while he's dropped off the list of experts.

You'll have to do a member search.

--------------
Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought.
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year 2029
Average Member

590 Posts

Posted - 29 June 2012 :  23:12:57  Show Profile  Reply with Quote
Hopefully this is the correct link

http://bankruptcyhelp.org.uk/forum/pop_profile.asp?mode=display&id=7207

--------------
Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought.
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