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Angela.97
Starting Member



45 Posts

Posted - 16 June 2012 :  08:56:20  Show Profile  Visit Angela.97's Homepage  Reply with Quote
Got letter from o.r today asking to send 12 months bank statement and credit card statements,I haven't got any credit card statements as it is about 5 years since I last used them, also have to cut bank cards up and send them, do I have to send my co Op card as my wages will be paid in this account,also says any loan agreement, does this mean my mortgage

Skippy
forum expert



United Kingdom
3290 Posts

Posted - 16 June 2012 :  11:13:06  Show Profile  Reply with Quote
Don't worry if you haven't got the statements as if the OR needs them they can get them from the creditors.

You won't need to send our Co-op card to the OR.

As far as I know the loan agreement only relates to unsecured loans.

View my blog at http://skippy13.blogs.iva.co.uk/

Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.

Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side.
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year 2029
Average Member

590 Posts

Posted - 19 June 2012 :  14:20:51  Show Profile  Reply with Quote
Hi Angela,
I downloaded my bank statements, and then sent them as a pdf attached to an email for my trustee.

I also sent them scanned copies via email of mortgages etc. Although they probably do mean unsecured loans, at some stage they will probably ask for evidence of what you owe on your mortgage.

I set up a good rapport early on, asking if I could do most things by email (quicker, easier in my opinion, and doesnt matter where you are), with my Trustee, and everything so far has gone ok

--------------
Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought.

Edited by - year 2029 on 19 June 2012 14:21:24
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