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Most worried
New Member
77 Posts |
 Posted - 09 July 2012 : 14:29:38
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Hi again all.
Been a long time since last posted, been busy getting on with life after BR 2010.
I am marrying my wonderful long time man soon, but just feel sick with worry of my earlier BR will affect him?
We have never had any accounts or debt in joint name.
All my debt was ever only in my name and I never owned/part owned our property.
I was declared BR June 2010 and Discharged June 2011 and have not had any problems since then.
I had one creditor send me a letter demanding money, but I rang them and explained about the BR+ gave the the OR details and never heard from them.
My husband to be has impecable credit scoring and whilst I was in midts of BR he applied for the current mortgage and had no problems.
Im imagining some button being pressed the second I sign the marital papers and he's name is black-marked just because of my earlier error in life.......
Please can anyome give me some advise? 
Thanking you again.
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 09 July 2012 : 14:48:48
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Hello,
Your BR will not affect him at all - just make sure you keep the finances seperate.
Congratulations on the upcoming wedding - hope the weather is good for you!!
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 09 July 2012 : 17:00:03
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Congratulations!
Don't worry about your BR affecting your husband. I'm getting married in September and I had the same worries but I've been assured that it will all be ok.
The only thing is we're not going to have a joint account until the BR drops off my credit file next year.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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year 2029
Average Member
590 Posts |
Posted - 09 July 2012 : 17:28:02
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I'll echo the previous replies.
I contacted my trustee during my current BR as I was concerned they could be affected (other half), and have always been reassured not to worry, the BR was mine.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Most worried
New Member
77 Posts |
Posted - 10 July 2012 : 10:34:03
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Thank you soo much for your posts!!
We have always keept finances separate so it wount be any different.
I'll continue to do so at least until 6 years on from BR.
I am a worrier by heart, but I'll do my best to rise above it and let my wedding excitement get a hold!!
Thank you so much again!! I just love this forum! Its been such a great help for me!!
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 10 July 2012 : 10:47:42
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When is the wedding?
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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Most worried
New Member
77 Posts |
Posted - 10 July 2012 : 15:06:45
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Hi
My wedding is in October, so not long now :)
It's about time as I've been refusing to marry until BR over and also weve been engaged for well over 10 years.
Bless my other half's patience :) He has been very understanding!!
I just couldnt marry until BR was over and I had moved on a bit.
This is just my 'idiotic' way of thinking and also being uber-superstitious!! lol
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 10 July 2012 : 15:51:17
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It must be coming round so quickly! We get married at the end of September and I can't believe it's only 10 weeks on Friday!
We've only been engaged 18 months but have actually been together nearly 15 years!
Good luck, I hope you have a fantastic day x
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 10 July 2012 : 16:24:26
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It won't be long now for either of you!!
Hope you both have a wonderful day and that we have a long Indian Summer!!
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 10 July 2012 : 16:47:05
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The weather can't get much worse surely?!?! I'm thinking of a pair of 'wedding wellies' just in case!
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 10 July 2012 : 17:37:59
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Nice white sparkly ones I think!!!
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 10 July 2012 : 19:21:37
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Like these?!?! http://www.fairytalefootwear.co.uk/Weddington-Boots.html
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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year 2029
Average Member
590 Posts |
Posted - 10 July 2012 : 19:56:41
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Are we all invited??
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 10 July 2012 : 20:13:54
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Love the boots! You can get wedding umbrellas too!
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 10 July 2012 : 20:21:09
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Those are brilliant Tracey!!!!
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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year 2029
Average Member
590 Posts |
Posted - 10 July 2012 : 20:36:35
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I'm all for rubber wear ;-)
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Topic |
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BR affect on husband to be
