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 I have a DMP with what I thought was a well respected company
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 25 July 2012 :  20:12:06  Show Profile  Reply with Quote
Hopefully she will not have lost the money she has paid across so far - I think she needs to get this sorted out first.

Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again

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year 2029
Average Member

590 Posts

Posted - 25 July 2012 :  21:30:42  Show Profile  Reply with Quote
Hi Tina,

Is it worth getting further advice as well? Maybe from the CAB or other insolvency practitioners?

I only say this incase the worst happens and this company fail you.

Not a nice thought I know, but it cant do any harm to seek other options and be further informed?

--------------
Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought.
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Daniel Griffiths
Junior Member

United Kingdom
268 Posts

Posted - 26 July 2012 :  00:42:24  Show Profile  Reply with Quote
Hi Tina

I have no idea who the firm is however there is a risk here in what you are doing, and I would have serious concern that a private enterprise who is holding your funds are not returning your calls, you never know if one day they are unable to return calls as they may not be there anymore. The principle of a full and final settlement is easy to understand and although no guarantees, can be successful but why cant you do it still holding the funds,why do the funds have to be in someone else bank account, or if you think you will spend them why not trust a relative to hold them until creditors are willing to accept a full and final at least you will have peace of mind because if you have started having letters from creditors you may as well pay them yourself minimum payments
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year 2029
Average Member

590 Posts

Posted - 26 July 2012 :  01:48:19  Show Profile  Reply with Quote
Daniel, my sentiments as well,
Hence also wanting more independent advice, even if that's to seek help to recover funds as well.

Personally, waiting means potentially losing more money :-(

--------------
Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought.
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year 2029
Average Member

590 Posts

Posted - 26 July 2012 :  02:10:25  Show Profile  Reply with Quote
Just a thought,

Rob had his name changed, would Daniel not benefit?

--------------
Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought.
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 26 July 2012 :  06:34:23  Show Profile  Reply with Quote
Daniel Griffiths doesn't mind his name being known, I believe he works, or has worked, in the industry.

He also posts on the sister forum under his name.

Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again

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year 2029
Average Member

590 Posts

Posted - 26 July 2012 :  09:00:01  Show Profile  Reply with Quote
Fair enough. Just thought I'd mention it, as it had been done for Rob.

--------------
Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought.
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 26 July 2012 :  09:10:10  Show Profile  Reply with Quote
If a poster is someone looking for advice then we will usually change the name to protect their anonymity.

Daniel has been posting on here for a while now, he just doesn't come on that often.

Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again

Go to Top of Page

year 2029
Average Member

590 Posts

Posted - 26 July 2012 :  09:27:05  Show Profile  Reply with Quote
ok

--------------
Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought.
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 26 July 2012 :  18:51:37  Show Profile  Reply with Quote
Good luck with getting this sorted out Tina x

View my blog at http://skippy13.blogs.iva.co.uk/

The more I have to do with humans the more I think that the world would be a better place if it was run by animals.

Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side.
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 26 July 2012 :  19:07:36  Show Profile  Reply with Quote
From me as well and let us know how you get on.

Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again

Go to Top of Page

year 2029
Average Member

590 Posts

Posted - 26 July 2012 :  19:18:05  Show Profile  Reply with Quote
Good luck from me too.
Keep posting and let us know how you get on.

--------------
Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought.
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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 26 July 2012 :  19:59:16  Show Profile  Reply with Quote
Good luck from me too Tina.

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Tinabeans
Starting Member

4 Posts

Posted - 26 July 2012 :  22:25:51  Show Profile  Reply with Quote
Thanks everyone. I hope it does get sorted without to much more bother. I will let you know when it is sorted. T
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year 2029
Average Member

590 Posts

Posted - 26 July 2012 :  23:57:39  Show Profile  Reply with Quote
Good to hear it T, chin up :-)

--------------
Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought.
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