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Anna
New Member
United Kingdom
51 Posts |
 Posted - 04 August 2012 : 19:03:26
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| Hi, i am currently renting from a private landlord but am wanting desperatly to move and am wondering how favourable letting agencys will look on a discharged bankrupt. I am discharged this coming thursday. I know they would do credit checks which im not going to pass. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 04 August 2012 : 19:56:54
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Hi Anna,
I think you may have to come clean with the landlord if you do move. Some may be ok, some may want either a reference, a guarantor or six months rent deposit.
You can always make anonymous calls to agents to see whether or not they would accept you.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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year 2029
Average Member
590 Posts |
Posted - 04 August 2012 : 20:18:58
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Hi Anna,
You might find yourself better with a private rental, especially if your current landlord will give you a favourable reference?
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 04 August 2012 : 20:50:18
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Let us know how you get on.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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pcoventry
Junior Member
United Kingdom
235 Posts |
Posted - 05 August 2012 : 17:50:15
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Depends.
I rent privately and through an agent. They have known that I was bankrupt from 2 weeks before I did it. Their attitude?
"The OR will write to us - we will say you have never been in arrears and are not now" everything just carries on.
You need to see how much your landlord score has been affected. Not many people know about this. My credit was dire before I went BR when I moved in here but my landlord score was tops so I passed the check. checkmyfile.com does all 3 agencies and the landlord score for a few £ a month |
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year 2029
Average Member
590 Posts |
Posted - 05 August 2012 : 18:06:41
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Anna,let us know how you get on
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 05 August 2012 : 18:16:36
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It does all depend upon the particular landlord - some are fine others are not.
Best to be upfront with any landlord.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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Anna
New Member
United Kingdom
51 Posts |
Posted - 05 August 2012 : 20:47:53
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| I will do. I told my current landlord that i was going bankrupt and he was ok with it and i have never been behind with my rent so hopefully that will go in my favour. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 05 August 2012 : 21:03:28
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The fact that you have had no problems in paying your rent will go in your favour.
If needs be you could always ask your current landlord for a reference if you do plan on moving.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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year 2029
Average Member
590 Posts |
Posted - 05 August 2012 : 21:19:03
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Like I said, ask your current landlord for a reference.
Going private could be easier.
I've been a landlord, and a personal reference is always good :-)
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 05 August 2012 : 21:22:25
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Good luck Anna, please let us know how you get on x
View my blog at http://skippy13.blogs.iva.co.uk/
The more I have to do with humans the more I think that the world would be a better place if it was run by animals.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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year 2029
Average Member
590 Posts |
Posted - 05 August 2012 : 21:32:56
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have you a particular reason for wanting to move, or just fancy a change?
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 05 August 2012 : 21:37:30
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Unless the OP wants us to know then I don't see that it is any of our business.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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year 2029
Average Member
590 Posts |
Posted - 05 August 2012 : 21:41:43
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I'm just asking a question!
What's wrong with that?????
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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year 2029
Average Member
590 Posts |
Posted - 05 August 2012 : 21:43:09
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the only way to know if its our business, is to ask a question. If the op doesn't want to answer, then its none of our business!
Until then, we won't know.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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year 2029
Average Member
590 Posts |
Posted - 05 August 2012 : 22:10:41
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Maybe its a reduction in rent?
Just asking is all!
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Topic |
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renting
