Hi, I was made bankrupt in July 2007 and automatically discharged after 12 months. And I have a few questions if anyone could help me.
I know the bankruptcy stays on my credit file for 6 years, but is this 6 years from the date of bankruptcy or the date of my discharge?
Do I have to do anything to clear it off my credit file or will it be done automatically?
I have recently sold my house (no equity, no BI so was allowed to keep it) and I have recently moved in with my partner. The mortgage on the new house is in his name only, but I will be paying half the mortgage and bills. His mortgage is with Santander and we were wondering if after the 6 years are up, would they allow him to add me to the mortgage? Also we would like to set up a joint bank account in order to put an equal amount of money in each month to cover all the household bills. But would a joint account and my BR affect his credit rating?
Sorry for so many questions, but thanks in advance for any replies!
Will my BR affect Partners Credit Rating?
Posted - 18 September 2012 : 20:21:37
