Another way not many people know about. Is to go onto Tesco PAYG. After 12 months they will let someone go from PAYG to contract based on their top up history. Again it's their criteria but they look for people who top up the same amount (or more than original amount) per month and people who top up before or on their anniversary date. I just asked a friend of mine whos deals with customer vetting as I had heard a whisper but was not sure.
Credit scores have always been hit and miss. Years ago I had a perfect credit score and First Direct wouldn't let me open an account as I failed the credit check. Shortly afterwards Natwest gave me a huge loan!
I think it's important that people put their own opinions across as that gives anyone reading something to think about. Personally I wouldn't touch a prepaid credit card as they are so expensive many have hidden charges. I would only suggest a Vanquis card if you plan to pay it off every month due to the high interest.
The more I have to do with humans the more I think that the world would be a better place if it was run by animals.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side.
Nationwide refused me a full flex account some time ago - I walked across the road to Barclays and got a full account complete with credit card two hours later as I was top of their lending criteria!
Simular to me. I went to barclasys for a very basic account got turned down - went to Natwest ended up with premier gold. They closed it down 2 weeks later because I owed money to RBS.. I had no diea they were linked.
improve credit score
Posted - 29 September 2012 : 21:45:33
