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 Can I include my mortgage and secured loans if I decided to go bankrupt in N. Ireland ?
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Paula.dn
Starting Member



1 Posts

Posted - 16 May 2013 :  17:21:16  Show Profile  Visit Paula.dn's Homepage  Reply with Quote
can i include my mortgage and secured loans if i decieded to go bankrupt i live in northern ireland

Richard P
Senior Member



United Kingdom
1701 Posts

Posted - 16 May 2013 :  18:17:06  Show Profile  Reply with Quote
Hi paula welcome to the forum

if you are vacating the property before bankruptcy Yes, if you are staying in the property for a long time after court NO.. if you are staying in the property short time after court and then letting it go ... complicated

the choice of which court to self petition at is dictated by the centre of your main interest. It is the location that has been predominantly your place of work or residency for majority of the last 6 months

courts will reject a petition if they feel that their court is not your COMI

Good Luck Richard,
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 16 May 2013 :  19:47:15  Show Profile  Reply with Quote
Hi and welcome from me as well.

I would suggest having a word with an expert. You could give Viki a call or speak to a debt company such as McCambridge Duffy who operate out of NI - they may be able to assist.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant


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