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Maurice.th
Starting Member
3 Posts |
 Posted - 24 July 2013 : 12:04:52
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| I'm taking the bankruptcy and going through the PIQB stages. Can I include all may other debts I cant afford to pay? if yes how do I do so ? |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 24 July 2013 : 12:24:01
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Hi and welcome.
Yes, you include all debts. The only ones that are outside of this are court fines, CSA payments and student loans.
Do you own your own house and if so, is there any equity?
What is total amount of your debt? It may be that another solution is right for you.
I would have a chat with an expert, Viki posts on here and would be happy to give free advice. You can find her contact details under the experts link on the left hand side of the page.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 24 July 2013 : 14:22:33
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Hi Maurice,
I presume a creditor has made you bankrupt?
You will need to list all your other debts on the forms and they will be included in your bankruptcy, apart from the ones Niobe has mentioned, and any secured debts.
You will then have your meeting to discuss everything with the OR.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
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Tina Shortland
forum expert
United Kingdom
3 Posts |
Posted - 24 July 2013 : 16:24:21
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Hi Maurice - welcome to the forum :-)
Yes include all your other unsecured debts (excluding the ones Niobe mentions above)- it is a requirement to do so, including anything you may have on 'buy now pay later'.
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at the IVA Advice Company
When you’re ready to ask us for help I’ll be there to take your call. Picking up the phone is the hardest part, from then on things WILL get better... For help, find our contact details at www.melaniegiles.com
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I'm going bankrupt. Can I include all debts ?
