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 pre and post bankruptcy how you feel
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terry d
Starting Member



United Kingdom
18 Posts

Posted - 15 September 2013 :  13:32:55  Show Profile  Reply with Quote
with £42000 of debt before i was made bankrupt i felt the whole world on my shoulders an IVA would not work so i knew bankrupty was the only way to go,the letters from creditors were coming through the door every day lack of sleep and weight loss were constant,which way to turn after selecting a company to help me through it to do the paperwork for me i choose vincent bond and viki warbrooke advised me well and helped me with all my questions,on august 1st 2013 i was made bankrupt

now discharged from bankruptcy and i can live my life again,i know how to manage money and count the pennys,my bankruptcy debts was mainly down to ill health,how i feel now is i enjoy my day no stress about who i owed money to,no nasty letters through the door,i sleep and eat well,my credit rating is rubbish but i dont want credit anyway,there is life after being bankrupt a good life a new life,dont be scared by going bankrupt if its your only way to start a new life,overall im glad i went bankrupt and again wish viki warbrooke of vincent bond my heart felt thanks for advising me and making my new life so much better

BANKRUPT 1ST AUGUST 2012

Niobe
Administrator



United Kingdom
4590 Posts

Posted - 15 September 2013 :  18:11:35  Show Profile  Reply with Quote
Great post Terry and glad everything is going ok.

Good luck in the future.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant


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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 16 September 2013 :  15:01:41  Show Profile  Reply with Quote
That's a great post Terry. I'm so glad everything is going well.

I'm always here if you need me.

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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pcoventry2
Junior Member

230 Posts

Posted - 20 September 2013 :  21:41:03  Show Profile  Reply with Quote
Hi Terry,

Great post mate. I am the same. I agree it's so nice knowing the door won't knock and the phone won't ring with people wanting money. Also I back your point about being back in control. BR does teach you how to manage better and although it';s something we should know in the first place it is never too late to learn.

It's nice now that people want money but it's on my terms. Such a great control feeling.

You did right to contact Viki - she's given me some good advice and I imagine she helped you through it really well.

All the best pal
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